Medicare:

Medicare is a federal health insurance program in the United States that primarily covers people who are 65 years old and older, as well as certain younger individuals with disabilities or specific medical conditions.

Here are the basic components of Medicare:

1. Medicare Part A (Hospital Insurance): Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services. Most people do not pay a premium for Part A if they or their spouse paid Medicare taxes while working.
2. Medicare Part B (Medical Insurance): Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services. There is a monthly premium for Part B, and the amount can vary based on income.
3. Medicare Part C (Medicare Advantage): Part C, also known as Medicare Advantage, allows private insurance companies approved by Medicare to provide Medicare benefits. Medicare Advantage plans often include Part A, Part B, and sometimes Part D (prescription drug coverage) in one plan.
4. Medicare Part D (Prescription Drug Coverage): Part D adds prescription drug coverage to Original Medicare (Part A and Part B), and it's provided by private insurance companies that are approved by Medicare.

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